Definition of Car Berkah

Car Berkah Is Financing the ownership of new and used cars with the pattern of Ijarah Muntahiya Bittamlik (Akad rent lease) scheme with mutual profit margin.

Advantages of Car Berkah

• Fast credit processing
  
• Minimum credit requirements
• Can be used for purchase of New vehicle or Used vehicle
• The duration is flexible

Requirements of Car Berkah

Fixed Income Customer

• Fill Application Application
  
• FC KTP applicant husband / Wife, FC family card, FC marriage certificate / divorce or certificate of unmarried
• FC Savings / giro account last 3 months
• Original paycheck last 3 months and certificate of long work as well as last position.

Non-Permanent Income Customer

• Fill Application Application
  
• FC KTP applicant husband / Wife, FC family card, FC marriage certificate / divorce or unmarried information
• FC savings / giro account last 3 months
• Income Statement
• NPWP for loan amount> Rp. 50 million
• FC SIUP, SITU and TDP are still valid

Conditions Car blessing

• Is an individual customer / individual
  
• Loan Value starts from IDR 500.000, -
• Maximum financing 80% of the estimated value of gold
• Individual / individual with the following criteria:
• Proficient in law
• Having a steady job (as an employee or other jobs that have the fixed income) or run their own business (Self) with a minimum term of 1 year
• The age of the applicant at least 21 years and at maturity of financing facilities up to 5 years of age for employees / permanent employees and 60 years of entrepreneurial and professional.