Giro Wadiah

Regulations of Wadiah Giro 

  • Intended for individual customers, business entities or government
  • Giving bonus / giro service is provided to the current account customer with daily average balance in one month starting from IDR100 Million, with bonus equivalent to 10%
  • The bonus / service is granted with a minimum ratio of 10 and a maximum of 20
  • The balance of savings>IDR7.500.000 is subject to tax on interest pursuant to the applicable provisions of 20%
  • A checking account that has no activity for 6 (six) months for the benefit of the customer shall be categorized into a passive account

Advantages of Wadiah Giro 

  • Checking accounts can be sent monthly
  • Get the autodebet facility
  • Getting a joint account facilities
  • Profit sharing ratio
  • Account balance is guaranteed because it has been registered in LPS

Requirements of Wadiah Giro

Individual

  • Fill out the account opening application form
  • Attach a copy of valid ID / Driving License / Passport
  • Attach a copy of the NPWP (if any)
  • Not listed in Bank Indonesia Black List

Business Entity

  • Fill out the account opening application form
  • Attach a copy of valid ID / Driving License / Passport
  • Attach a copy of the deed of establishment and its amendments and the latest board composition
  • Attach a copy of other business licenses (SIUP, SITU, TDP)
  • Attach a copy of the appointment letter / appointment
  • Attach a copy of the NPWP (if any)
  • Not listed in Bank Indonesia Black List

Cost Giro Wadiah

InformationIndividualLegal Entities / Organizations
Government
Initial Deposit
IDR. 500.000,-IDR. 1.000.000,-Unlimited
Administrative Costs
IDR. 20.000,-IDR. 20.000,-Not Collected
Minimum balance
IDR. 500.000,-IDR. 500.000,-Unlimited
Fine balances are below the minimum
IDR. 50.000,-/transactionIDR. 50.000,-/transactionNot Collected
Closing Fees account
IDR. 50.000,-/accountIDR. 50.000,-/accountNot Collected