Regulations of Wadiah Giro
- Intended for individual customers, business entities or government
- Giving bonus / giro service is provided to the current account customer with daily average balance in one month starting from IDR100 Million, with bonus equivalent to 10%
- The bonus / service is granted with a minimum ratio of 10 and a maximum of 20
- The balance of savings>IDR7.500.000 is subject to tax on interest pursuant to the applicable provisions of 20%
- A checking account that has no activity for 6 (six) months for the benefit of the customer shall be categorized into a passive account
Advantages of Wadiah Giro
- Checking accounts can be sent monthly
- Get the autodebet facility
- Getting a joint account facilities
- Profit sharing ratio
- Account balance is guaranteed because it has been registered in LPS
Requirements of Wadiah Giro
Individual
- Fill out the account opening application form
- Attach a copy of valid ID / Driving License / Passport
- Attach a copy of the NPWP (if any)
- Not listed in Bank Indonesia Black List
Business Entity
- Fill out the account opening application form
- Attach a copy of valid ID / Driving License / Passport
- Attach a copy of the deed of establishment and its amendments and the latest board composition
- Attach a copy of other business licenses (SIUP, SITU, TDP)
- Attach a copy of the appointment letter / appointment
- Attach a copy of the NPWP (if any)
- Not listed in Bank Indonesia Black List
Cost Giro Wadiah
Information | Individual | Legal Entities / Organizations
| Government |
Initial Deposit
| IDR. 500.000,- | IDR. 1.000.000,- | Unlimited |
Administrative Costs
| IDR. 20.000,- | IDR. 20.000,- | Not Collected |
Minimum balance
| IDR. 500.000,- | IDR. 500.000,- | Unlimited |
Fine balances are below the minimum
| IDR. 50.000,-/transaction | IDR. 50.000,-/transaction | Not Collected |
Closing Fees account
| IDR. 50.000,-/account | IDR. 50.000,-/account | Not Collected |