Time Deposit Rupiah

The Advantage of Rupiah Deposit

  • Can be automatically renewed atmaturity/ARO (Automatic Roll Over)
  • Competitive interest rate
  • Can be used as credit guarantee correspond with credit policies
  • The balance of your account is more secure because it has been included in the LPS (Lembaga Penjamin Simpanan) program

Regulations for Rupiah Deposit

  • Intended for individual customers, businesses and government
  • The initial deposit of at least IDR1 Million
  • Duration of the placement are 1, 3, 6, 12 & 24 months
  • Defrost before due date remains given current interest, but subject to a penalty/fine of 25% of the accrued interest after tax
  • Depositors who have more than one slip, will be awarded interest on the nominal amount of each slip

Requirements for Rupiah Deposit

Individual

  • Complete and sign the account opening application for new customers
  • Fill out applications for coustomer deposit existing opening
  • Attach a copy of valid KTP/SIM/Passport
  • Attach a copy of NPWP (if have any)
  • Not listed on the Black List of Bank Indonesia

Business Entity

  • Complete and sign the account opening application for new customers
  • Completed applications to open deposit for existing customers
  • Attach a copy of ID valid KTP/SIM/Passport
  • Attach a copy of Akta Pendirian its amendments and the latest board members
  • Attach a copy of other business licenses (SIUP, SITU, TDP)
  • Attach a copy of the letter of appointment/appointment as board member
  • Attach a copy of NPWP (if have any)
  • Not listed on the Black List of Bank Indonesia

Rupiah Deposit’s Interest Rate

NOMINALDURATION
1 MONTHMONTHMONTH12 MONTH24 MONTH
IDR. 1 Million up to < IDR. 100 Million 4,25%4,50%4,75%5,00%5,00%
IDR. 100 Million up to < IDR. 1 Billion4,25%4,50%4,75%5,00%5,00%
IDR. 1 Billion up to < IDR. 10 Billion
4,50%4,75%5,00%5,25%5,25%
IDR. 10 Billion up to < IDR. 100 Billion
4,50%4,75%5,00%5,25%5,25%
> IDR. 100 Billion
4,50%4,75%5,00%5,25%5,25%

RupiahDeposit’s Costs

  • There is no administrative cost
  • The cost of stamp duty accordance with the regulations