The Advantage of Using TabunganKu
- No monthly administration fee.
- The interest rate are calculated by daily balance and is not progressive.
- The interest rate are payableat each end of the month.
- Free saving books replacement.
- Proof of ownership in the form of savings.
Regulations for TabunganKu
- Intended for individual customers.
- A minimum initial deposit of IDR20.000.
- The next deposit minimum IDR10.000.
- The minimum balance account (after withdrawal) IDR20.000.
- Dormant balance (no transactions for 6 consecutive months) is subject to a penalty fee IDR20.000 per month
- If the balance
- Interest is calculated on daily balance
- Maximum withdrawal at the teller is not restricted
Requirements for TabunganKu
Individual
- Fill out and sign the account opening form
- Copy of valid KTP/SIM/Passport/KITAS
- Submit NPWP (if have any)
- Not included in the BI’s black list
Students
- For students / students under the age of 17 years, the identity documents required are:
- Student ID card or certificate of school
- Identity document and letter of consent from the parents/guardians of students (beneficial owner) consisting of:
- One of the original duplicates/matches: KTP, SIM, Indonesian Passport belongs to the beneficial owner
- Copy according to the original AKTA/copy of KK contained customer’s names as family members
- The name shown on the savings account uses the appropriate name on the student card / letter from the school
TabunganKu Interest Rate
Balance Nominal
| Interest Rate
|
< IDR. 50.000
| 0,00% per annual
|
IDR. 500.000 up to < IDR. 1.000.000 Million
| 0,25% per annual
|
> IDR. 1.000.000
| 1,00% per annual
|
Limitations TabunganKu
ATM
- Cash withdrawal IDR 5.000.000/day
- Transfer to other accounts of Bankaltimtara IDR 30.000.000/day
- Transfer between Bank IDR 7,500,000/day
BANKALTIMTARA DNA
- Debit Prima IDR 10.000.000/day
TabunganKu Cost
Annotation
| With ATM
| Without ATM
|
Administration Fee | IDR. 5000 /month | Free |
Account Closure Fee
| IDR.20.000 /account
| IDR.20.000 /account
|
Balance Under Minimum Fines
| IDR.2.000 /transactions
| IDR.2.000 /transactions |