Advantages of Mudharabah Deposit
- The ratio of the profit-sharing ratio makes your investment grow faster
- Available in flexible timeframe 1,3,6,12 and 24 months
- Can be automatically renewed
- Can be used as credit guarantee according to credit policy
- Account balance is more secure because it has followed the LPS program
Regulations of Mudharabah Deposit
- Intended for individual customers, business entities or government
- Minimum initial deposit of IDR1Million
- Minimum deposit for interbank deposits is IDR1Billion
- Account balance above IDR7.5Million is subject to tax in accordance with applicable regulations
- Disbursement before maturity, profit sharing is not given and penalty charged IDR50.000
Requirements of Mudharabah Deposit
Individual
- Fill out the account opening application form
- Attach a copy of valid ID / Driving License / Passport
- Attach a copy of the NPWP (if any)
- Not listed in Bank Indonesia Black List
Business Entity
- Fill out the account opening application form
- Attach a copy of valid ID / Driving License / Passport
- Attach a copy of the deed of establishment and its amendments and the latest board composition
- Attach a copy of other business licenses (SIUP, SITU, TDP)
- Attach a copy of the appointment letter / appointment
- Attach a copy of the NPWP (if any)
- Not listed in Bank Indonesia Black List
Nisbah Profit Sharing
NO | NOMINAL | NISBAH PROFIT SHARING |
| | 1 Month | 3 Month | 6 Month | 12 Month | 24 Month |
1 | 1 Million up to < 100 Milion | 43 : 57 | 43 : 57 | 41 : 59 | 39 : 61 | 63 : 37 |
2 | 100 Million up to < 1 Billion | 43 : 57 | 41 : 59 | 41 : 59 | 39 : 61 | 63 : 37 |
3 | 1 Billion up to < 10 Billion | 41 : 59 | 39 : 61 | 39 : 61 | 39 : 61 | 63 : 37 |
4 | 10 Billion up to < 100 Billion | 39 : 61 | 39 : 61 | 39 : 61 | 39 : 61 | 63 : 37 |
5 | > 100 Billion | 39 : 61 | 39 : 61 | 39 : 61 | 39 : 61 | 63 : 37 |