In order to further extend the reach of the service to the community in terms of credit distribution of SMEs, PT BPD Kaltim Kaltara cooperates with local and private government in the formation of BPR, where in 2008 there are 2 (two) BPRs that have been operational while 2 others are good at Samarinda and Balikpapan are still in process, namely:
PT BPR Kutai Timur
Office on Jl. Yos Sudarso No. 25 Sangatta, by obtaining the Principle License from Bank Indonesia no. 8/206 / PBPR dated April 19, 2006 and Business License No. 9/2 / Kep.GBI / DpG / 2007 dated January 19, 2007 and entered into operation on February 14, 2007.
PT BPR Be Pe De Kutai Sejahtera di Tenggarong
Office on Jl. Lake Semayang no. 34 Tenggarong, by obtaining the Principle License from Bank Indonesia no. 8/544 / DPBPR dated August 24, 2006 and Business License No. 9/19 / KEP.GBI / DpG / 2007 dated 24 April 2007, and entered into operation on 15 June 2007.
The participation of PT BPD Kaltim in both BPRs is categorized as a subsidiary company because the Bank has voting rights of more than 50% or less than 50% voting rights but because the Bank has controlling rights (such as regulating and determining financial policy or company operations). On the basis of this matter, then in the financial reporting is done consolidation.