Ternak Sejahtera Loan

Ternak Sejahtera Loan

Ternak Sejahtera Loan is a Credit granted to Individual / Group / Cooperative Enterprises engaged in the cultivation of animal husbandry (animals, poultry).

Prosperity of Ternak Sejahtera Loan

  • Business actors can be individuals, groups and cooperatives engaged in the cultivation of livestock (animals / Poultry)
  • Loans granted in the form of Investment Credit and Working Capital Credit
  • Given Grace Period and Interest During Constructions (IDC) during grace period

Regulations of Ternak Sejahtera Loan

  • Credit Ceiling Maximum 70% of Budget Plan (RAB)
  • Term, KMK 12 months and KI maximum 60 (sixty) months
  • Grace Period adapted to the cultivation period of livestock with Interest During Construction (IDC) facility during the grace period.
  • Costs incurred in granting facilities of the Prosperous Livestock Credit will be charged to the Borrower are: Notary Cost, Insurance Premium Cost, Stamp Duty, Other Fees in accordance with the bank's requirements and Credit Fees (other than provisions) shall be available in the Bank account on behalf of the maximum debtor H -1 before the credit agreement
  • Collateral in the form of fixed assets and movable assets that may be bound in accordance with the provisions of the Debtor Business Feasibility Bank.

Requirements of Ternak Sejahtera Loan

  1. PERSONAL APPLICANT DATA
    • Pass Photo of Husband and Wife (@ 1 Lbr-4X6cm)
    • Copy of identity card (ID) of husband of 2 (two) sheets
    • Copy of Marriage
    • Copy of Family Card (KK) Business License
  2. GROUP PEMUTE DATA
    • Minutes of group formation
    • Copy of Identity of group members
    • Basic rules of the group
    • Group management arrangements
    • Photographs of each group member
    • Business licensing, description of group business
  3. COOPERATOR DATA APPLICANT
    • AD / ART Cooperative
    • Copy of legalization of Cooperative as a Legal Entity
    • Minutes of Annual Members Meeting (RAT)
    • The composition of cooperative management known to the Related Office
    • Business Licenses (SIUP, SITU, TDP, NPWP)
    • Other Permits related to the Livestock sector
  4. OTHER DATA
    • Copy of Savings Book
    • Copy of Proof of ownership of Collateral
    • Copy of Land and Building Tax (PBB)
    • Copy of certificate of land price to be collateral
    • Recommendations from related agencies

Interest Rate

NO LOAN FACILITIESINTEREST RATETYPE RATE METHOD OF CALCULATION 
1TERNAK SEJAHTERA LOAN9,00%FloatingAnuitas / Sliding