Perikanan Sejahtera Loan
Perikanan Sejahtera Loan is a credit that is intended for individuals, groups or cooperatives engaged in the field of freshwater, marine and brackishwater fisheries.
Excellence of Perikanan Sejahtera Loan
- Business actors can be individuals, groups and cooperatives engaged in the sector of freshwater, marine and brackish fisheries
- Loans granted in the form of Investment Credit and Working Capital Credit
- Given Grace Period and Interest During Constructions (IDC) during grace period
Requirements of Perikanan Sejahtera Loan
- Prospective debtor must fill out the loan application form
- Individual Applicant Data
- Pass Photo of Husband & Wife (@ 1 Sheet - 4 X 6 cm)
- Copy of identity card (KTP) husband and wife each 2 (two) sheets
- Copy of Marriage Letter
- Copy of Family Card (KK)
- Deed of Divorce / Letter of Death (for widower / widow)
- Data of Group Applicant
- Minutes of the formation of groups known to RT and Village Location
- Copy of Identity of group members
- Basic rules of the group agreed and signed by all members
- Original letters of joint responsibility signed by all members of the group
- Copy the passbook on behalf of the group
- Data of Cooperative Applicant
- AD / ART Cooperative
- Copy of legalization of Cooperative as a Legal Entity
- Minutes of Annual Members Meeting (RAT)
- The composition of cooperative management known to the Related Office
- Business Licenses (SIUP, SITU, TDP, NPWP)
- Other Permits related to the Perikanan sector
- Other Data
- Copy of Savings Book
- Copy of Proof of ownership of Collateral
- Copy of Land and Building Tax (PBB)
- Copy of certificate of land price to be collateral
- Recommendations from related agencies
- Application Research Films (KSS-03).
Regulations of Perikanan Sejahtera Loan
- Credit Ceiling
- A maximum of 70% of the Budget Plan (RAB)
- Time period
- Maximum length is adjusted for one business cycle including grace period if any.
- Term of KMK for 12 months and can be extended (Revolving).
- Investment credit period is a maximum of 5 (five) years
- Interest Rate of Prosperous Fishery Credit
Interest Rate
NO | LOAN FACILITIES | INTEREST RATE | TYPE RATE | METHOD OF CALCULATION |
1 | PERIKANAN SEJAHTERA LOAN | 9,00% | Floating | Anuitas / Sliding |