Time Deposit Valas iB

Regulations of Valas IB Deposit

  • Intended for individual customers, business entities or government
  • The initial deposit is at least USD 1,000
  • The ratio of the profit-sharing ratio is competitive
  • Available timed options as needed
  • Account balance above IDR7.500.000 subject to tax in accordance with applicable provisions
  • Disbursement before maturity, profit sharing is not given and penalty charged IDR50,000 

Advantages of Valas IB Deposit

  • Can be automatically renewed at maturity (Automatic Roll Over)
  • For competitive results
  • Intended for individual customers, foundations, business entities and local governments
  • Can be used as loan guarantee according to credit policy
  • Your account balance is more secure because we have participated in LPS program

Requirements of Valas IB Deposit

Individual

  • Fill out the account opening application form
  • Attach a copy of valid ID / Driving License / Passport
  • Attach a copy of the NPWP (if any)
  • Not listed in Bank Indonesia Black List

Business Entity

  • Fill out the account opening application form
  • Attach a copy of valid ID / Driving License / Passport
  • Attach a copy of the deed of establishment and its amendments and the latest board composition
  • Attach a copy of other business licenses (SIUP, SITU, TDP)
  • Attach a copy of the appointment letter / appointment
  • Attach a copy of the NPWP (if any)
  • Not listed in Bank Indonesia Black List

Nisbah Sharing Profit 

Time PeriodNisbah Profit Sharing
Deposit 1 MonthBank : Customer = 89 : 11 
Deposit 3 Month Bank : Customer = 89 : 11 
Deposit 6 Month Bank : Customer = 88 : 12 
Deposit 12 Month Bank : Customer = 88 : 12 

Cost of Valas IB Deposit 

  • Biaya administrasi bilyet IDR 20.000 / bilyet
  • Biaya administrasi materai IDR 6.000 / bilyet
  • Break deposito sebesar USD 10